How Long After Car Accident Can You Claim Injury?

Texas Car Accident Statute of Limitations.

One of the most important things to understand after a car accident is when to claim injury. Texas law allows you to seek compensation for your injuries after a car accident, but there are specific timelines that must be followed. Navigating these timelines can be overwhelming and confusing, but you can make the process easier with the right information.

In this post, we’ll walk you through the timeline for claiming injury after a car accident in Texas, including the deadlines you need to be aware of and the steps you need to take to ensure your claim is successful. Here’s everything you need to know to protect your rights and get the compensation you deserve.

Statute of Limitations in Texas

Understanding the legal timeframe for filing a claim is crucial when navigating the aftermath of a car accident in Texas. This timeframe is known as the statute of limitations, which sets a deadline for filing a personal injury claim. In Texas, the statute of limitations for car accident claims is generally two years from the date of the accident.

Failing to file a claim within the specified timeframe can result in the loss of your right to seek compensation for your injuries. This emphasizes the significance of promptly taking action and seeking legal advice after a car accident.

While the two-year limit is the general rule, certain exceptions may affect the deadline. For instance, if the accident involved a government entity or employee, there may be additional requirements for filing a claim, including providing a notice of claim within a shorter timeframe.

In cases where the accident resulted in a wrongful death, the statute of limitations may differ. It is advisable to consult with an experienced personal injury attorney who can guide you through the specific laws and regulations that apply to your situation.

Consulting with an Attorney

Timing is crucial when it comes to involving an attorney. While it’s possible to handle a car accident claim on your own, certain circumstances warrant the expertise of a legal professional. If you’ve sustained severe injuries, face long-term medical treatment, or have significant financial losses due to the accident, it’s highly recommended to seek legal counsel.

An attorney specializing in personal injury law can provide invaluable guidance and support throughout the legal process. They have an in-depth understanding of the complex laws and regulations specific to car accidents in Texas, ensuring your claim is handled correctly.

Involving an attorney early on can help gather and preserve crucial evidence. They have the resources and expertise to conduct a thorough investigation, obtaining accident reports, surveillance footage, witness testimonies, and medical records. This evidence may play a pivotal role in establishing liability and strengthening your case.

Insurance companies often have teams of lawyers working to protect their interests. Having your own legal representation levels the playing field. An attorney can handle all communication and negotiations with insurance companies, ensuring your rights are protected and that you receive a fair settlement.

If your case needs to proceed to trial, an experienced attorney will be your advocate in the courtroom. They will present a compelling case on your behalf, utilizing their knowledge of the law and persuasive skills to fight for the compensation you deserve.

Communicating with Insurance Companies

Understanding the steps involved and potential pitfalls is important to ensure that you navigate this process smoothly and effectively.

One thing you must do is report the accident to your insurance company as soon as possible. Even if you believe you are not at fault, it’s important to provide them with accurate and timely information. Delaying the reporting of the accident may lead to complications and could even jeopardize your ability to file a claim.

Once you have reported the accident, you will likely be assigned an insurance adjuster who will be responsible for handling your claim. Maintain open lines of communication with the adjuster throughout the process. Be prepared to provide detailed information about the accident, including any injuries sustained and the extent of damages to your vehicle.

During the communication process, be cautious about what you say to the insurance company. Insurance adjusters are trained to look for any inconsistencies or statements that could be used against you to minimize your claim. Avoid admitting fault or making speculative statements about your injuries. Stick to the facts and consult with an attorney if you are unsure about how to proceed.

Another potential pitfall to be aware of is the insurance company’s initial settlement offer. They may try to offer you a quick settlement that may not fully cover the extent of your damages and injuries. It’s important to carefully review any settlement offers and consult with an attorney before accepting or rejecting them.

In some cases, insurance companies may also attempt to delay the claims process or deny your claim outright. If you believe your claim is being mishandled or wrongfully denied, seeking legal advice is essential. An experienced Dallas personal injury attorney can help you navigate the legal complexities, negotiate with the insurance company, and protect your rights.

Exceptions to the Statute of Limitations

When filing a personal injury claim after a car accident in Texas, certain exceptions can extend the deadline. Understanding these exceptions is vital to ensure you don’t miss out on your opportunity to seek compensation for your injuries and damages.

Discovery Rule

One common exception is the “discovery rule.” This rule applies when the injury caused by the car accident is not immediately apparent. In such cases, the statute of limitations may begin from the date the injury is discovered or should have been discovered with reasonable diligence. For example, if you develop a chronic pain condition weeks or months after the accident, the statute of limitations may start from the date you were diagnosed.

Minor or Legal Disability

Another exception involves cases where the injured party is a minor or has a legal disability. In these situations, the statute of limitations may be tolled or paused until the individual reaches the age of majority or their disability is removed. This ensures that those who are unable to assert their legal rights immediately are still given the opportunity to pursue compensation at a later date.

At-fault Party

If the at-fault party leaves the state or conceals their identity to avoid legal action, the statute of limitations may be extended. This allows victims to file a claim once the responsible party becomes reasonably identifiable or returns to the state.

Final Word

We hope you found our blog post on navigating the timeline for claiming injury after a car accident in Texas informative and helpful. Understanding the legal requirements and timeframes involved in filing a claim is crucial for ensuring you receive the compensation you deserve. Following the guidelines we discussed, you can make informed decisions about when to claim injury and take the necessary steps to protect your rights. Remember, seeking legal advice from a qualified attorney is always recommended to ensure you navigate the process effectively. Stay safe on the roads, and know your rights should the unfortunate happen.

Get a Free Evaluation

Or Call 214-957-0898